ZIP 97454 Foreclosure, Tax-Lien & Distress Report
Lane County, Oregon · Distress market
ZIP 97454's composite property-distress score is 28/100 - DLRadar classes that as low for Lane County, Oregon. Leading the profile are structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted. Structurally it carries 61/100, against 5/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (76/100)).
The neutral-phase market in 97454 posted values that rose 3.6% over the year, and 4% lower over three years, at 26/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 0.0%. Roughly 14.8% live below the poverty line. The demographic-stress sub-score lands at 29/100. Rent burden reaches 18% of tenant households. There are about 434 housing units across 97454. About 18% have a four-year degree. 88% of housing is owner-occupied. A median home runs $454,200 here, or 4.4 times local income. Households earn a median $96,488 — above the roughly $78,000 national figure. About 1,284 people live here, median age 48.
Net-net, 97454 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 97454 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 97454 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 97454, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 28/100 figure for 97454 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 97454 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 97454
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 97454 Stress Report snapshot
A live read on 97454: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Open 97454 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology