ZIP 97454 Property Distress & Foreclosure Data

DLRadar grades ZIP 97454 (Lane County, Oregon) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). mortgage stress (16/100) stay muted. On the structural side it scores 69/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (77/100).

Prices here sit in a neutral phase: values rose 3.9% over the trailing year, and 4% lower over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 0.0%. Roughly 14.8% live below the poverty line. On demographic stress specifically, 97454 scores 29/100. Around 18% of renters are cost-burdened. The ZIP holds roughly 434 housing units. About 18% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. A median home runs $454,200 here, or 4.4 times local income. Households earn a median $96,488 — above the roughly $78,000 national figure. 1,284 residents call 97454 home, typically aged 48.

Overall, 97454 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.