Lane County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lane County, Oregon? DLRadar grades every Lane County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Lane County breakdown.
- Lane County's most distressed ZIP is 97401 at 28/100.
- 39 ZIP codes tracked in Lane County, averaging 27/100 distress.
- Lane County reads neutral — home values up 3.6% year over year.
- Vacancy runs 11.5% across Lane County's tracked ZIPs, with a 14.8% poverty rate.
- The typical Lane County home is worth about $434,421 against a ~$70,530 median income.
- Lending headwind in Lane County sits at 52/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97401 | 28/100 |
| 2 | 97402 | 28/100 |
| 3 | 97403 | 28/100 |
| 4 | 97404 | 28/100 |
| 5 | 97405 | 28/100 |
| 6 | 97408 | 28/100 |
| 7 | 97412 | 28/100 |
| 8 | 97413 | 28/100 |
| 9 | 97419 | 28/100 |
| 10 | 97424 | 28/100 |
| 11 | 97426 | 28/100 |
| 12 | 97430 | 28/100 |
Most distressed ZIP codes in Lane County (composite distress 0-100, 2026)
What is driving Lane County distress
Lane County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 27/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Lane County market phase and pricing
Lane County reads neutral — home prices rose 3.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Lane County
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Frequently asked
Which part of Lane County, OR scores highest for distress?
ZIP 97401 leads Lane County at 28/100, recomputed monthly from public records.
How would you describe the Lane County market phase?
Lane County is classified neutral with a 3.6% year-over-year increase, following the FHFA House Price Index.
How is the Lane County data sourced?
The inputs are all public: FHFA for the neutral path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 39 ZIP codes in Lane County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Lane County ZIP codes?
Averaging the county conceals how uneven it is. Across the Lane County ZIPs DLRadar ranks, scores run from 28/100 in 97401 down to 28/100 in 97430, against a Lane County average of 27/100. That 0-point gap is why acquisition targeting in Lane County works at ZIP level rather than county level.
What do Lane County home values and vacancy say about distressed supply?
The typical Lane County home carries about $434,421 of value against a median household income near $70,530. Vacancy across Lane County's tracked ZIPs runs 11.5% and the poverty rate is 14.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Lane County's foreclosure and tax-lien filings and its 52/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.