Lane County, OR: Foreclosures, Tax Liens & Distressed Properties
Lane County, OR, Oregon: 39 ZIP codes scored, Lane County, OR averaging 29/100 (low, Lane, OR), from 22 to 29. Lane County, OR is in its neutral phase (Lane, OR confidence 26/100): Lane, OR home prices up 3.6% (Lane, OR) over twelve months. Lane County, OR lender headwind: 52/100.
Highest-scoring Lane County, OR ZIPs: 97401 (29/100), 97402 (29/100), 97403 (29/100), 97404 (29/100), 97405 (29/100), 97408 (29/100). Also scored in Lane County, OR: 97412, 97413, 97419, 97424, 97426, 97430, 97431, 97434, 97437, 97438.
Across Lane County, OR's scored ZIPs: median home value $434,421, household income $70,530, 11.5% vacancy, 14.8% poverty, 75% owner-occupied, median age 49.0.
Lane County, OR insurance distress 61/100 (#864 in the US); FEMA hazard 52/100 for Lane, OR; 4 federal disaster declarations in Lane County, OR since 2023; 8 Lane, OR NFIP flood claims, $120K paid; Lane, OR construction distress 32/100.
14 banks with 54 branches lend in Lane County, OR; Lane, OR weighted bank stress 64/100, highest 85/100 in Lane, OR.
Lane County, OR unemployment 5.3% (Lane, OR -0.3 pts, six months); 1,374 new housing units permitted in Lane County, OR over twelve months, Lane, OR up 18% from 1,162; Lane, OR home prices +6.6% a year (Lane, OR) over three years.
169,788 housing units in Lane County, OR; 64,786 Lane, OR renter households; 51% of Lane, OR renters spend 30%+ of income on rent, 27% (Lane, OR) half or more.
Lane County, OR ranks #2,391 nationally on the opportunity index (Lane, OR, among all ranked counties); Lane, OR scores 26.3/100 and Lane, OR sits #26 inside Oregon. Lane, OR is in the weak opportunity phase; Lane, OR's primary driver is bank institutional, Lane, OR second driver construction; Lane, OR moved up 110 places. 54 short-sale listings across Lane, OR; 81 days on market observed in Lane, OR; 5.1% vacancy over 39 Lane, OR ZIPs.
0.4% of Lane County, OR mortgages were ninety-plus days late in December 2025; Lane, OR's thirty-to-eighty-nine-day share was 1.3% (CFPB county sample). Lane, OR's ninety-day rate is down 0.1 points on twelve months earlier; the Lane, OR peak since 2008 was 3.3% in May 2012; Oregon overall reads 0.6%.
Lane County, OR has 5 watched banks; 5 Lane, OR banks sit in an elevated band. Lane, OR footprints: Columbia Bank (8 branches, stress 58) in Lane, OR; Citizens Bank (2 branches, stress 85) in Lane, OR; Oregon Pacific Bk Dba Or Pac (2 branches, stress 62) in Lane, OR.
HUD lists 19 assisted multifamily properties in Lane County, OR with 1,152 units; 579 Lane, OR units are assisted, 4 Lane, OR properties under project-based Section 8.
9,343 of the 169,788 housing units in Lane, OR sit vacant. Lane County, OR permitted 728 multifamily units in twelve months; Lane, OR's one-to-four unit structures added 646 units in Lane County, OR.