ZIP 97446 Foreclosure, Tax-Lien & Distress Report
Linn County, Oregon · Cooling Market market
In Linn County, Oregon, ZIP 97446 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 54/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (88/100)). Leading the profile are structural risk (54/100), institutional ownership (41/100), construction/permit lag (21/100). By contrast, construction/permit lag (21/100) and mortgage stress (11/100) register low.
The market reads contraction — home values fell 1.7% year on year, 2.2% off the recent peak, and 5% higher over three years (phase confidence 48/100). A cooling market tends to open discount-to-value windows.
80% of housing is owner-occupied. Home values center near $339,300, an affordability ratio of 4.4×. Roughly 9.5% live below the poverty line. Around 17% of renters are cost-burdened. Population is roughly 4,997 with a median age of 34. Vacancy runs 2.1%. There are about 1,981 housing units across 97446. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 16% bachelor's-or-above. At $72,065, median income runs near typical U.S. levels.
On the whole, 97446 leans distressed, with opportunity clustered in specific stressed parcels. 97446 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 97446 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 97446 stays directly comparable to neighboring ZIPs and the rest of Linn County, Oregon. Every figure is auditable to a public dataset and refreshed as records update; 97446 shows blanks, not estimates, wherever the record is sparse.
The 25/100 for 97446 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 97446 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 97446
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 97446 Stress Report snapshot
The live 97446 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Linn County ZIP codes
Nearest ZIP codes to 97446
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 97446
Further distress data across Linn County, Oregon at ZIP, county and state level.
Get the full acquisition report for 97446
Pull every distressed parcel in 97446 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology