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ZIP 97348 Foreclosure, Tax-Lien & Distress Report

Linn County, Oregon · Cooling Market market

In Linn County, Oregon, ZIP 97348 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (48/100), institutional ownership (32/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (11/100) stay muted. Structural risk reads 48/100 against active distress of 3/100. It additionally carries heavy environmental risk: climate & FEMA risk (88/100).

The contraction-phase market in 97348 posted values that fell 1.7% over the year, 2.2% off the recent peak, and 44% higher over three years (phase confidence 49/100). A cooling market tends to open discount-to-value windows.

The tenure split is 78% owner-occupied to 22% rented. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. 2,103 residents call 97348 home, typically aged 36. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $107,273, above the U.S. median near $78,000. The typical home is worth about $351,300 (3.0× income, relatively affordable). About 8% have a four-year degree. The vacancy rate is 5.5%. Rent burden reaches 40% of tenant households. There are about 657 housing units across 97348.

Taken together, 97348 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 97348 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 97348 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 97348, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 97348's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 97348 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
48/100
Structural risk
3/100
Distress activity

What is driving ZIP 97348’s distress

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk88
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

97348 at a glance

The live 97348 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Every distressed parcel in 97348 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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