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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 97389 Foreclosure, Tax-Lien & Distress Report

Linn County, Oregon · Cooling Market market

Linn County, Oregon's ZIP 97389 registers 23/100 composite distress, which DLRadar reads as low. Structural exposure scores 48 and live distress 3 on the 0–100 scale. Its standout signals are structural risk (48/100), institutional ownership (32/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (11/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (88/100).

The market reads contraction — home values fell 1.7% year on year, 2.2% off the recent peak, and 28% higher over three years, at 49/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The vacancy rate is 3.1%. Households earn a median $92,443 — above the roughly $78,000 national figure. About 1,706 people live here, median age 44. Around 12% of renters are cost-burdened. Home values center near $433,000, an affordability ratio of 4.0× — accessible. Roughly 12.5% live below the poverty line. Owners hold 67% of homes, renters 33%. On demographic stress specifically, 97389 scores 28/100. There are about 652 housing units across 97389. Around 21% of adults hold a bachelor's degree or higher.

Taken together, 97389 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 97389 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 97389 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97389 can be compared directly against any other ZIP in Linn County, Oregon or nationwide. The score is rebuilt from public data as it updates, so 97389 reflects the current record instead of a stale or modeled snapshot.

97389's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 97389 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
48/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 97389

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk88
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 97389 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 97389, drawn from the same report attached to each property.

Loading ZIP 97389 stress data…

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Rules-based scoring — each signal ties to a public dataset · methodology

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