ZIP 97345 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97345 (Linn County, Oregon) returns a low composite of 23/100. The split runs 48/100 structural to 0/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (88/100). The most distinctive pressure shows up in structural risk (48/100), institutional ownership (32/100), construction/permit lag (30/100). On the quiet end sit institutional ownership (32/100) and construction/permit lag (30/100).

Prices here sit in a contraction phase: values fell 1.7% over the trailing year, 2.2% off the recent peak, at 49/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The vacancy rate is 26.5% — elevated. Owners hold 85% of homes, renters 15%. A median home runs $585,600 here. The ZIP holds roughly 174 housing units. The demographic-stress sub-score lands at 20/100. Educational attainment sits at 10% bachelor's-or-above. 5.3% of residents fall below the poverty threshold. Population is roughly 321 with a median age of 65. Around 0% of renters are cost-burdened.

On the whole, 97345 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 97345 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 97345, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 97345 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 97345 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.