ZIP 97489 Foreclosure, Tax-Lien & Distress Report

ZIP 97489's composite property-distress score is 28/100 - DLRadar classes that as low for Lane County, Oregon. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (76/100)). On the structural side it scores 61/100, with 5/100 of stress already active. The pressure is most legible in structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (16/100) register low.

Prices here sit in a neutral phase: values rose 3.6% over the trailing year, and 35% higher over three years (phase confidence 26/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 482 housing units. Rent burden reaches 35% of tenant households. At $68,295, median income runs below typical U.S. levels. Population is roughly 896 with a median age of 49. Educational attainment sits at 16% bachelor's-or-above. The demographic-stress sub-score lands at 36/100. The typical home is worth about $459,500 (6.3× income). 85% of housing is owner-occupied.

Overall, 97489 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 97489 at the moment; the composite and its components are still built from verifiable public records.

The 97489 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 97489 stays directly comparable to neighboring ZIPs and the rest of Lane County, Oregon. The score is rebuilt from public data as it updates, so 97489 reflects the current record instead of a stale or modeled snapshot.

97489's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 97489 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.