ZIP 97489 Property Distress & Foreclosure Data

ZIP code 97489 in Lane County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (77/100)). The latent-versus-live split is 69/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). On the quiet end sit mortgage stress (16/100).

The neutral-phase market in 97489 posted values that rose 3.9% over the year, and 35% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 11.5% — elevated. 3.0% of residents fall below the poverty threshold. The ZIP holds roughly 482 housing units. Around 35% of renters are cost-burdened. Median household income is $68,295, below the U.S. median near $78,000. Population is roughly 896 with a median age of 49. Educational attainment sits at 16% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 36/100. Home values center near $459,500, an affordability ratio of 6.3×. Owners hold 85% of homes, renters 15%.

On balance 97489 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.