ZIP 97455 Foreclosure, Tax-Lien & Distress Report
Lane County, Oregon · High Value market
Lane County, Oregon's ZIP 97455 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (76/100). What sets it apart are the readings on structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted. The latent-versus-live split is 61/100 structural and 5/100 already moving.
Prices here sit in a neutral phase: values rose 3.6% over the trailing year, and 2% lower over three years (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
A median home runs $759,700 here, or 5.5 times local income. The vacancy rate is 9.8%. About 2,326 people live here, median age 49. 11.6% of residents fall below the poverty threshold. 90% of housing is owner-occupied. At $113,608, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 42/100. Around 39% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,088 housing units. Around 100% of renters are cost-burdened.
Overall, 97455 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 97455 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 97455's 28/100 can be lined up against any neighbor in Lane County, Oregon or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 97455, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
97455's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 97455 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 97455
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 97455 distress snapshot
The live 97455 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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See every distressed parcel in 97455
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Each signal above is traceable to an open dataset · methodology