ZIP 97480 Foreclosure, Tax-Lien & Distress Report
Lane County, Oregon · High Vacancy market
ZIP code 97480 in Lane County, Oregon carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 61/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (76/100). Property-level stress concentrates in structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (16/100).
The market reads neutral — home values rose 3.6% year on year, at 26/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $307,700 (5.1× income). The ZIP holds roughly 157 housing units. 325 residents call 97480 home, typically aged 60. The poverty rate is 30.8% — high, a tax-stress and distress correlate. Owners hold 71% of homes, renters 29%. Around 23% of renters are cost-burdened. Median household income is $54,167, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. The vacancy rate is 25.1% — elevated. About 28% have a four-year degree.
Net-net, 97480 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97480 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 97480 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 97480 stays directly comparable to neighboring ZIPs and the rest of Lane County, Oregon. The score is rebuilt from public data as it updates, so 97480 reflects the current record instead of a stale or modeled snapshot.
Each component behind 97480 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 97480 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 97480 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 97480 by the numbers
The live 97480 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Lane County
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Deterministic scoring, sourced entirely from public data · methodology