ZIP 97492 Foreclosure, Tax-Lien & Distress Report
Lane County, Oregon · High Poverty market
ZIP 97492's composite property-distress score is 29/100 - DLRadar classes that as low for Lane County, Oregon. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (75/100)). The latent-versus-live split is 64/100 structural and 0/100 already moving. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (49/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) register low.
The market reads neutral — home values rose 3.6% year on year (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Home values center near $228,000, an affordability ratio of 6.9×. The poverty rate is 20.4% — high, a tax-stress and distress correlate. The ZIP holds roughly 504 housing units. Rent burden reaches 40% of tenant households. The vacancy rate is 2.8%. Educational attainment sits at 5% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 41/100. Owners hold 97% of homes, renters 3%. Households earn a median $32,360 — below the roughly $78,000 national figure. About 1,058 people live here, median age 63.
On the whole, 97492 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 97492 runs through one identical scoring model, so its 29/100 sits on the same scale as every other ZIP in Lane County, Oregon and the nation. Nothing here is interpolated — where a source is thin for 97492, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 97492's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 97492 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 97492 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 97492 distress snapshot
The live 97492 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Lane County
Nearest ZIP codes to 97492
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 97492
More ZIP, county and state distress intelligence connected to Lane County, Oregon.
Unlock the full ZIP 97492 acquisition report
Every distressed parcel in 97492 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology