ZIP 97438 Property Distress & Foreclosure Data

Lane County, Oregon's ZIP 97438 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). On the quiet end sit mortgage stress (16/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (77/100)). The latent-versus-live split is 69/100 structural and 5/100 already moving.

The neutral-phase market in 97438 posted values that rose 3.9% over the year, and 32% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 13.0% — elevated. 3.7% of residents fall below the poverty threshold. Around 74% of renters are cost-burdened. Educational attainment sits at 16% bachelor's-or-above. The ZIP holds roughly 569 housing units. DLRadar's demographic-stress index for the area reads 37/100. Median household income is $100,000, above the U.S. median near $78,000. Population is roughly 1,218 with a median age of 49. Owners hold 92% of homes, renters 8%. Home values center near $584,900, an affordability ratio of 4.5×.

On the whole, 97438 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.