ZIP 97412 Property Distress & Foreclosure Data

In Lane County, Oregon, ZIP 97412 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 69/100 structural and 5/100 already moving.

Prices here sit in a neutral phase: values rose 3.9% over the trailing year (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $71,563 — near the roughly $78,000 national figure. About 31% have a four-year degree. The vacancy rate is 19.4% — elevated. 640 residents call 97412 home, typically aged 45. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 97412 scores 37/100. Around 67% of renters are cost-burdened. The ZIP holds roughly 330 housing units. The tenure split is 86% owner-occupied to 14% rented. A median home runs $357,400 here, or 4.0 times local income.

Taken together, 97412 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.