ZIP 97412 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97412 (Lane County, Oregon) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (76/100). Structurally it carries 61/100, against 5/100 of stress already in motion.

Prices here sit in a neutral phase: values rose 3.6% over the trailing year (phase confidence 26/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $71,563 — near the roughly $78,000 national figure. Around 31% of adults hold a bachelor's degree or higher. The vacancy rate is 19.4% — elevated. 640 residents call 97412 home, typically aged 45. The poverty rate is 16.9% — high, a tax-stress and distress correlate. On demographic stress specifically, 97412 scores 37/100. Rent burden reaches 67% of tenant households. There are about 330 housing units across 97412. 86% of housing is owner-occupied. Home values center near $357,400, an affordability ratio of 4.0× — accessible.

Net-net, 97412 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97412 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 97412 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97412 can be compared directly against any other ZIP in Lane County, Oregon or nationwide. Sparse data for 97412 shows as blanks, never estimates, and the score updates on every fresh public filing.

97412's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 97412 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.