ZIP 97437 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97437 (Lane County, Oregon) lands at 28/100 — low on DLRadar's public-record scoring. Structural exposure scores 61 and live distress 5 on the 0–100 scale. Property-level stress concentrates in structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (16/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (76/100).

Prices here sit in a neutral phase: values rose 3.6% over the trailing year, and 8% higher over three years (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,462 residents call 97437 home, typically aged 46. Median household income is $91,128, above the U.S. median near $78,000. The ZIP holds roughly 1,006 housing units. Rent burden reaches 0% of tenant households. The typical home is worth about $517,900 (4.9× income). On demographic stress specifically, 97437 scores 29/100. Owners hold 82% of homes, renters 18%. 13.2% of residents fall below the poverty threshold. The vacancy rate is 8.1%. About 18% have a four-year degree.

On balance 97437 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 97437 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 97437 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 97437 stays directly comparable to neighboring ZIPs and the rest of Lane County, Oregon. Where the public record is thin for 97437, the field stays empty rather than modeled, and fills in as new documents post.

97437's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 97437 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.