ZIP 97448 Property Distress & Foreclosure Data

ZIP code 97448 in Lane County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 68/100 against active distress of 5/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (75/100). What sets it apart are the readings on structural risk (68/100), construction/permit lag (58/100), institutional ownership (42/100). mortgage stress (16/100) stay muted.

Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 5% higher over three years, at 26/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 69% owner-occupied to 31% rented. Households earn a median $78,244 — near the roughly $78,000 national figure. A median home runs $478,700 here, or 5.3 times local income. On demographic stress specifically, 97448 scores 32/100. 14,629 residents call 97448 home, typically aged 45. About 28% have a four-year degree. Vacancy runs 3.8%. There are about 5,971 housing units across 97448. Roughly 11.0% live below the poverty line. Rent burden reaches 21% of tenant households.

Overall, 97448 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.