ZIP 97448 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97448 (Lane County, Oregon) lands at 28/100 — low on DLRadar's public-record scoring. Structural exposure scores 60 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (75/100). Property-level stress concentrates in structural risk (60/100), institutional ownership (44/100), construction/permit lag (25/100). By contrast, construction/permit lag (25/100) and mortgage stress (16/100) register low.

Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 5% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 69% owner-occupied to 31% rented. Households earn a median $78,244 — near the roughly $78,000 national figure. A median home runs $478,700 here, or 5.3 times local income. DLRadar's demographic-stress index for the area reads 32/100. 14,629 residents call 97448 home, typically aged 45. Educational attainment sits at 28% bachelor's-or-above. Vacancy runs 3.8%. There are about 5,971 housing units across 97448. Roughly 11.0% live below the poverty line. Around 21% of renters are cost-burdened.

Overall, 97448 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 97448 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 97448's 28/100 can be lined up against any neighbor in Lane County, Oregon or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 97448 shows blanks, not estimates, wherever the record is sparse.

Behind 97448's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 97448 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.