ZIP 97463 Property Distress & Foreclosure Data

DLRadar grades ZIP 97463 (Lane County, Oregon) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 69/100 structural and 5/100 already moving. Property-level stress concentrates in structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). mortgage stress (16/100) stay muted.

Prices here sit in a neutral phase: values rose 3.9% over the trailing year, and 2% lower over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 12.3% — elevated. Roughly 28.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 1,802 housing units. On demographic stress specifically, 97463 scores 50/100. Around 72% of renters are cost-burdened. About 19% have a four-year degree. Households earn a median $36,885 — below the roughly $78,000 national figure. 3,820 residents call 97463 home, typically aged 39. A median home runs $253,700 here, or 6.5 times local income. The tenure split is 63% owner-occupied to 37% rented.

Taken together, 97463 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.