ZIP 97434 Property Distress & Foreclosure Data

ZIP code 97434 in Lane County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 69/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). By contrast, mortgage stress (16/100) register low.

The market reads neutral — home values rose 3.9% year on year, and 34% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $52,956, median income runs below typical U.S. levels. The vacancy rate is 17.7% — elevated. The demographic-stress sub-score lands at 42/100. Around 35% of renters are cost-burdened. About 799 people live here, median age 49. Around 31% of adults hold a bachelor's degree or higher. The typical home is worth about $350,000 (5.4× income). 63% of housing is owner-occupied. The poverty rate is 35.9% — high, a tax-stress and distress correlate. The ZIP holds roughly 394 housing units.

Net-net, 97434 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.