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ZIP 97434 Foreclosure, Tax-Lien & Distress Report

Lane County, Oregon · High Vacancy market

Composite property distress in 97434 (Lane County, Oregon) lands at 29/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (75/100)). Latent structural risk is 64/100 while live distress already moving reads 5/100. Property-level stress concentrates in structural risk (64/100), institutional ownership (49/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (16/100) stay muted.

Prices here sit in a neutral phase: values rose 3.6% over the trailing year, and 34% higher over three years (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $52,956, below the U.S. median near $78,000. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 42/100. Around 35% of renters are cost-burdened. 799 residents call 97434 home, typically aged 49. Educational attainment sits at 31% bachelor's-or-above. Home values center near $350,000, an affordability ratio of 5.4×. Owners hold 63% of homes, renters 37%. 35.9% of residents fall below the poverty threshold. There are about 394 housing units across 97434.

Taken together, 97434 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 97434 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 97434's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 97434 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 29/100 for 97434 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 97434 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

29/100
Composite stress
64/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 97434

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk96
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

97434 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Lane County ZIP reports

Nearest ZIP codes to 97434

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Lane County, Oregon

Further distress data across Lane County, Oregon at ZIP, county and state level.

Unlock parcel-level detail for ZIP 97434

Open 97434 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

Built from public records, scored the same way everywhere · methodology

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