ZIP 97404 Foreclosure, Tax-Lien & Distress Report
Lane County, Oregon · Distress market
ZIP 97404's composite property-distress score is 28/100 - DLRadar classes that as low for Lane County, Oregon. The split runs 61/100 structural to 5/100 active on the ground. Its standout signals are structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (16/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (76/100).
The market reads neutral — home values rose 3.6% year on year, and 5% higher over three years (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
70% of housing is owner-occupied. There are about 14,025 housing units across 97404. About 33,356 people live here, median age 41. Around 42% of renters are cost-burdened. Vacancy runs 4.8%. Around 33% of adults hold a bachelor's degree or higher. Home values center near $424,800, an affordability ratio of 5.0×. On demographic stress specifically, 97404 scores 34/100. Households earn a median $80,355 — near the roughly $78,000 national figure. The poverty rate is 10.9%.
Net-net, 97404 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 97404's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 97404 shows blanks, not estimates, wherever the record is sparse.
The 28/100 figure for 97404 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 97404 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 97404 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 97404 by the numbers
A live read on 97404: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Lane County ZIP reports
Related reports across Lane County, Oregon
Additional distress intelligence spanning Lane County, Oregon by ZIP, county and state.
Unlock the full ZIP 97404 acquisition report
The full 97404 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology