ZIP 97404 Property Distress & Foreclosure Data

DLRadar grades ZIP 97404 (Lane County, Oregon) at a moderate 31/100 for overall property distress. Structural risk reads 69/100 against active distress of 5/100. Property-level stress concentrates in structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). By contrast, mortgage stress (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (77/100).

The market reads neutral — home values rose 3.9% year on year, and 5% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

70% of housing is owner-occupied. There are about 14,025 housing units across 97404. About 33,356 people live here, median age 41. Rent burden reaches 42% of tenant households. Vacancy runs 4.8%. Around 33% of adults hold a bachelor's degree or higher. The typical home is worth about $424,800 (5.0× income). The demographic-stress sub-score lands at 34/100. At $80,355, median income runs near typical U.S. levels. The poverty rate is 10.9%.

Net-net, 97404 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.