ZIP 97430 Property Distress & Foreclosure Data

In Lane County, Oregon, ZIP 97430 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 69/100 structural and 5/100 already moving. Its standout signals are structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). mortgage stress (16/100) stay muted.

Prices here sit in a neutral phase: values rose 3.9% over the trailing year (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $372,300 here, or 6.3 times local income. Roughly 19.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $56,250 — below the roughly $78,000 national figure. The tenure split is 89% owner-occupied to 11% rented. Around 0% of renters are cost-burdened. About 29% have a four-year degree. The ZIP holds roughly 216 housing units. On demographic stress specifically, 97430 scores 33/100. The vacancy rate is 18.5% — elevated. 407 residents call 97430 home, typically aged 63.

Taken together, 97430 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.