ZIP 97324 Foreclosure, Tax-Lien & Distress Report

Benton County, Oregon's ZIP 97324 registers 22/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (61/100). Structural exposure scores 47 and live distress 5 on the 0–100 scale. What sets it apart are the readings on structural risk (47/100), institutional ownership (37/100), mortgage stress (15/100). institutional ownership (37/100) and mortgage stress (15/100) stay muted.

Prices here sit in a neutral phase: values rose 4.7% over the trailing year, and 20% higher over three years (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $397,400, an affordability ratio of 4.9×. 13.4% of residents fall below the poverty threshold. Vacancy runs 36.3%, above the national norm and a classic distress-and-opportunity signal. About 1,129 people live here, median age 59. Rent burden reaches 32% of tenant households. Educational attainment sits at 15% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 38/100. Owners hold 64% of homes, renters 36%. Median household income is $65,781, below the U.S. median near $78,000. There are about 803 housing units across 97324.

On the whole, 97324 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 97324 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 97324 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 97324 stays directly comparable to neighboring ZIPs and the rest of Benton County, Oregon. The score is rebuilt from public data as it updates, so 97324 reflects the current record instead of a stale or modeled snapshot.

The 22/100 figure for 97324 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 97324 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.