ZIP 97370 Foreclosure, Tax-Lien & Distress Report

ZIP code 97370 in Benton County, Oregon carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 45/100 while live distress already moving reads 4/100. Climate and flood risk are elevated too — climate & FEMA risk (85/100). The pressure is most legible in structural risk (45/100), institutional ownership (35/100), mortgage stress (14/100). institutional ownership (35/100) and mortgage stress (14/100) stay muted.

The neutral-phase market in 97370 posted values that rose 4.9% over the year, and 6% higher over three years (phase confidence 51/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 4.6%. A median home runs $463,200 here, or 4.9 times local income. Around 33% of renters are cost-burdened. 6.5% of residents fall below the poverty threshold. There are about 4,396 housing units across 97370. Households earn a median $87,198 — near the roughly $78,000 national figure. 9,443 residents call 97370 home, typically aged 43. The demographic-stress sub-score lands at 29/100. 76% of housing is owner-occupied. Around 47% of adults hold a bachelor's degree or higher.

Broadly, 97370 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 97370 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 97370 stays directly comparable to neighboring ZIPs and the rest of Benton County, Oregon. Where the public record is thin for 97370, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 97370 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 97370 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.