ZIP 97361 Property Distress & Foreclosure Data

Polk County, Oregon's ZIP 97361 registers 21/100 composite distress, which DLRadar reads as low. Structural exposure scores 46 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (46/100), institutional ownership (9/100). institutional ownership (9/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (77/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year, 1.3% off the recent peak, and 11% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.4%. Rent burden reaches 43% of tenant households. A median home runs $451,100 here, or 5.8 times local income. The tenure split is 54% owner-occupied to 46% rented. About 28% have a four-year degree. There are about 5,194 housing units across 97361. 13,953 residents call 97361 home, typically aged 29. Households earn a median $70,625 — near the roughly $78,000 national figure. On demographic stress specifically, 97361 scores 41/100. Roughly 15.5% live below the poverty line.

Overall, 97361 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.