ZIP 97338 Foreclosure, Tax-Lien & Distress Report
Polk County, Oregon · Cooling Market market
Composite property distress in 97338 (Polk County, Oregon) lands at 24/100 — low on DLRadar's public-record scoring. Structural risk reads 51/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (76/100)). The sharpest non-environmental signals are construction/permit lag (64/100), structural risk (51/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (3/100).
Prices here sit in a contraction phase: values fell 0.6% over the trailing year, and 6% higher over three years, at 33/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
Home values center near $424,400, an affordability ratio of 5.3×. There are about 9,176 housing units across 97338. 72% of housing is owner-occupied. About 25% have a four-year degree. About 22,977 people live here, median age 42. Vacancy runs 3.8%. On demographic stress specifically, 97338 scores 37/100. Roughly 13.8% live below the poverty line. Median household income is $73,345, near the U.S. median near $78,000. Rent burden reaches 48% of tenant households.
Taken together, 97338 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 97338 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 97338 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97338 can be compared directly against any other ZIP in Polk County, Oregon or nationwide. Sparse data for 97338 shows as blanks, never estimates, and the score updates on every fresh public filing.
97338's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 97338 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 97338 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 97338 distress snapshot
Current distress, phase, housing and lender-pressure figures for 97338, drawn from the same report attached to each property.
Polk County ZIPs near 97338
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See every distressed parcel in 97338
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Rules-based scoring — each signal ties to a public dataset · methodology