ZIP 97338 Property Distress & Foreclosure Data

Composite property distress in 97338 (Polk County, Oregon) lands at 22/100 — low on DLRadar's public-record scoring. Structural risk reads 50/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (50/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 1.2% year on year, 1.5% off the recent peak, and 6% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $424,400 (5.3× income). There are about 9,176 housing units across 97338. 72% of housing is owner-occupied. Around 25% of adults hold a bachelor's degree or higher. About 22,977 people live here, median age 42. Vacancy runs 3.8%. The demographic-stress sub-score lands at 37/100. The poverty rate is 13.8%. At $73,345, median income runs near typical U.S. levels. Rent burden reaches 48% of tenant households.

Net-net, 97338 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.