ZIP 97351 Foreclosure, Tax-Lien & Distress Report

Polk County, Oregon's ZIP 97351 registers 24/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (64/100), structural risk (51/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (3/100) stay muted. Latent structural risk is 51/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (76/100).

The contraction-phase market in 97351 posted values that fell 0.6% over the year, and 12% higher over three years, at 33/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Households earn a median $84,717 — near the roughly $78,000 national figure. There are about 3,670 housing units across 97351. The poverty rate is 11.1%. Around 25% of adults hold a bachelor's degree or higher. Around 37% of renters are cost-burdened. About 11,384 people live here, median age 32. A median home runs $396,800 here, or 4.2 times local income. The vacancy rate is 2.1%. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 62% of homes, renters 38%.

Net-net, 97351 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 97351 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 97351, the field stays empty rather than modeled, and fills in as new documents post.

Behind 97351's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 97351 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.