ZIP 97351 Foreclosure, Tax-Lien & Distress Report
Polk County, Oregon · Cooling Market market
Polk County, Oregon's ZIP 97351 registers 26/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (58/100), construction/permit lag (57/100), institutional ownership (38/100). institutional ownership (38/100) and mortgage stress (3/100) stay muted. Latent structural risk is 58/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (76/100).
The contraction-phase market in 97351 posted values that fell 0.6% over the year, and 12% higher over three years, at 33/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
Households earn a median $84,717 — near the roughly $78,000 national figure. There are about 3,670 housing units across 97351. The poverty rate is 11.1%. Around 25% of adults hold a bachelor's degree or higher. Around 37% of renters are cost-burdened. About 11,384 people live here, median age 32. A median home runs $396,800 here, or 4.2 times local income. The vacancy rate is 2.1%. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 62% of homes, renters 38%.
Net-net, 97351 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 97351 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 97351, the field stays empty rather than modeled, and fills in as new documents post.
Behind 97351's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 97351 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 97351 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 97351 Stress Report snapshot
The live 97351 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Polk County
Nearest ZIP codes to 97351
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 97351
Related ZIP, county and statewide reads linked to Polk County, Oregon.
Unlock the full ZIP 97351 acquisition report
The full 97351 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology