ZIP 97351 Property Distress & Foreclosure Data

Composite property distress in 97351 (Polk County, Oregon) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (50/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). On the structural side it scores 50/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (76/100)).

The peak-phase market in 97351 posted values that rose 1.2% over the year, 1.5% off the recent peak, and 12% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $84,717, near the U.S. median near $78,000. The ZIP holds roughly 3,670 housing units. 11.1% of residents fall below the poverty threshold. Educational attainment sits at 25% bachelor's-or-above. Around 37% of renters are cost-burdened. Population is roughly 11,384 with a median age of 32. Home values center near $396,800, an affordability ratio of 4.2×. The vacancy rate is 2.1%. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 62% of homes, renters 38%.

On balance 97351 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.