ZIP 97302 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97302 (Marion County, Oregon) returns a low composite of 20/100. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (16/100), construction/permit lag (12/100). By contrast, construction/permit lag (12/100) and mortgage stress (6/100) register low. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (68/100)). Structural exposure scores 45 and live distress 2 on the 0–100 scale.

Prices here sit in a contraction phase: values fell 0.6% over the trailing year, and 8% higher over three years (phase confidence 33/100). Falling values surface more motivated sellers and below-market exits.

The vacancy rate is 4.1%. Rent burden reaches 42% of tenant households. 10.6% of residents fall below the poverty threshold. Population is roughly 40,954 with a median age of 40. There are about 18,010 housing units across 97302. Around 43% of adults hold a bachelor's degree or higher. At $83,697, median income runs near typical U.S. levels. 61% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $446,400, an affordability ratio of 5.0×.

Net-net, 97302 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97302 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 97302 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 97302, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

97302's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 97302 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.