ZIP 97305 Foreclosure, Tax-Lien & Distress Report

ZIP 97305's composite property-distress score is 20/100 - DLRadar classes that as low for Marion County, Oregon. Latent structural risk is 45/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (68/100)). What sets it apart are the readings on structural risk (45/100), institutional ownership (16/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (6/100) stay muted.

The market reads contraction — home values fell 0.6% year on year, and 9% higher over three years (phase confidence 33/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Owners hold 52% of homes, renters 48%. DLRadar's demographic-stress index for the area reads 42/100. A median home runs $372,200 here, or 5.3 times local income. Vacancy runs 3.1%. Population is roughly 45,044 with a median age of 32. There are about 15,560 housing units across 97305. Around 16% of adults hold a bachelor's degree or higher. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 48% of tenant households. At $64,581, median income runs below typical U.S. levels.

On the whole, 97305 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 97305 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 97305 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Marion County, Oregon and the nation. Where the public record is thin for 97305, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 97305 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 97305 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.