ZIP 97305 Property Distress & Foreclosure Data

DLRadar grades ZIP 97305 (Marion County, Oregon) at a low 25/100 for overall property distress. Structural risk reads 57/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (69/100). Property-level stress concentrates in construction/permit lag (61/100), structural risk (57/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 1.2% year on year, 1.5% off the recent peak, and 9% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

52% of housing is owner-occupied. The demographic-stress sub-score lands at 42/100. The typical home is worth about $372,200 (5.3× income). Vacancy runs 3.1%. About 45,044 people live here, median age 32. There are about 15,560 housing units across 97305. Around 16% of adults hold a bachelor's degree or higher. The poverty rate is 19.8% — high, a tax-stress and distress correlate. Rent burden reaches 48% of tenant households. At $64,581, median income runs below typical U.S. levels.

Net-net, 97305 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.