ZIP 97346 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97346 (Marion County, Oregon) returns a low composite of 21/100. Its standout signals are structural risk (45/100), institutional ownership (20/100), construction/permit lag (13/100). By contrast, construction/permit lag (13/100) and mortgage stress (7/100) register low. The split runs 45/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (93/100).

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, 1.0% off the recent peak, and 36% higher over three years (phase confidence 37/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Educational attainment sits at 36% bachelor's-or-above. 7.5% of residents fall below the poverty threshold. The typical home is worth about $391,900 (4.6× income). Rent burden reaches 22% of tenant households. Vacancy runs 10.1%. 970 residents call 97346 home, typically aged 54. Households earn a median $81,771 — near the roughly $78,000 national figure. The ZIP holds roughly 464 housing units. The demographic-stress sub-score lands at 28/100. 91% of housing is owner-occupied.

On the whole, 97346 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 97346 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 97346 reflects the current record instead of a stale or modeled snapshot.

97346's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 97346 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.