ZIP 97362 Property Distress & Foreclosure Data

ZIP code 97362 in Marion County, Oregon carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (71/100). On the structural side it scores 58/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 1.3% year on year, 1.3% off the recent peak, and 7% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,375 housing units. Around 61% of renters are cost-burdened. Around 19% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 46/100. The poverty rate is 13.4%. About 3,952 people live here, median age 39. 54% of housing is owner-occupied. The vacancy rate is 1.4%. At $62,813, median income runs below typical U.S. levels. The typical home is worth about $462,400 (6.7× income).

Net-net, 97362 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.