ZIP 97026 Foreclosure, Tax-Lien & Distress Report

In Marion County, Oregon, ZIP 97026 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 45/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (68/100). The most distinctive pressure shows up in structural risk (45/100), institutional ownership (16/100), construction/permit lag (12/100). On the quiet end sit construction/permit lag (12/100) and mortgage stress (6/100).

Prices here sit in a contraction phase: values fell 0.6% over the trailing year, and 13% higher over three years, at 33/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The typical home is worth about $395,400 (4.0× income, relatively affordable). Owners hold 87% of homes, renters 13%. About 3,898 people live here, median age 35. The ZIP holds roughly 1,283 housing units. Around 28% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. The poverty rate is 6.8% — low. Educational attainment sits at 15% bachelor's-or-above. The vacancy rate is 2.3%. Median household income is $89,630, above the U.S. median near $78,000.

Taken together, 97026 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 97026 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 97026 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 97026 shows blanks, not estimates, wherever the record is sparse.

97026's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 97026 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.