ZIP 97301 Foreclosure, Tax-Lien & Distress Report

ZIP code 97301 in Marion County, Oregon carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 45/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (16/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (6/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (68/100).

Prices here sit in a contraction phase: values fell 0.6% over the trailing year, and 7% higher over three years (phase confidence 33/100). Falling values surface more motivated sellers and below-market exits.

The ZIP holds roughly 21,699 housing units. Around 47% of renters are cost-burdened. A median home runs $341,000 here, or 5.4 times local income. 20.2% of residents fall below the poverty threshold. Vacancy runs 4.7%. At $57,497, median income runs below typical U.S. levels. About 56,274 people live here, median age 34. DLRadar's demographic-stress index for the area reads 42/100. The tenure split is 43% owner-occupied to 57% rented. Around 18% of adults hold a bachelor's degree or higher.

Net-net, 97301 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 97301 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 97301 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97301 can be compared directly against any other ZIP in Marion County, Oregon or nationwide. Sparse data for 97301 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 97301 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 97301 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.