ZIP 97317 Foreclosure, Tax-Lien & Distress Report

Marion County, Oregon's ZIP 97317 registers 20/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (45/100), institutional ownership (16/100), construction/permit lag (12/100). By contrast, construction/permit lag (12/100) and mortgage stress (6/100) register low. The latent-versus-live split is 45/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (68/100).

The market reads contraction — home values fell 0.6% year on year, and 10% higher over three years, at 33/100 phase confidence. A cooling market tends to open discount-to-value windows.

Owners hold 70% of homes, renters 30%. On demographic stress specifically, 97317 scores 33/100. Roughly 12.6% live below the poverty line. About 22% have a four-year degree. Median household income is $81,208, near the U.S. median near $78,000. Vacancy runs 2.4%. A median home runs $402,800 here, or 4.7 times local income. About 26,165 people live here, median age 40. Around 30% of renters are cost-burdened. The ZIP holds roughly 8,966 housing units.

On the whole, 97317 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 97317 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 97317 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Marion County, Oregon and the nation. Nothing here is interpolated — where a source is thin for 97317, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 97317's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 97317 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.