ZIP 97385 Foreclosure, Tax-Lien & Distress Report

Marion County, Oregon's ZIP 97385 registers 22/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (72/100)). The pressure is most legible in structural risk (48/100), construction/permit lag (22/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (6/100). Latent structural risk is 48/100 while live distress already moving reads 2/100.

The contraction-phase market in 97385 posted values that fell 0.6% over the year, and 6% higher over three years (phase confidence 33/100). Falling values surface more motivated sellers and below-market exits.

3,876 residents call 97385 home, typically aged 44. The tenure split is 77% owner-occupied to 23% rented. At $86,771, median income runs near typical U.S. levels. The ZIP holds roughly 1,585 housing units. Home values center near $494,600, an affordability ratio of 5.6×. The vacancy rate is 1.1%. Around 60% of renters are cost-burdened. The demographic-stress sub-score lands at 37/100. Educational attainment sits at 32% bachelor's-or-above. The poverty rate is 7.3% — low.

Net-net, 97385 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97385 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 97385 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 97385 shows blanks, not estimates, wherever the record is sparse.

Behind 97385's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 97385 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.