ZIP 97392 Foreclosure, Tax-Lien & Distress Report

ZIP code 97392 in Marion County, Oregon carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 45/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (16/100), construction/permit lag (12/100). On the quiet end sit construction/permit lag (12/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (68/100)).

Prices here sit in a contraction phase: values fell 0.6% over the trailing year, and 15% higher over three years, at 33/100 phase confidence. A cooling market tends to open discount-to-value windows.

6,999 residents call 97392 home, typically aged 45. The vacancy rate is 6.1%. Home values center near $576,000, an affordability ratio of 5.0×. On demographic stress specifically, 97392 scores 29/100. Around 20% of renters are cost-burdened. Households earn a median $110,000 — above the roughly $78,000 national figure. 86% of housing is owner-occupied. There are about 2,407 housing units across 97392. Educational attainment sits at 30% bachelor's-or-above. The poverty rate is 3.1% — low.

On the whole, 97392 leans distressed, with opportunity clustered in specific stressed parcels. While 97392 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 97392's 20/100 can be lined up against any neighbor in Marion County, Oregon or any ZIP coast to coast. Sparse data for 97392 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 97392's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 97392 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.