ZIP 97306 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97306 (Marion County, Oregon) at a low 20/100 for overall property distress. Leading the profile are structural risk (45/100), institutional ownership (16/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (6/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (68/100). Structural exposure scores 45 and live distress 2 on the 0–100 scale.

The market reads contraction — home values fell 0.6% year on year, and 6% higher over three years (phase confidence 33/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Households earn a median $89,773 — above the roughly $78,000 national figure. The poverty rate is 9.9%. 68% of housing is owner-occupied. The vacancy rate is 3.6%. Rent burden reaches 49% of tenant households. Home values center near $463,100, an affordability ratio of 4.9×. Educational attainment sits at 42% bachelor's-or-above. The demographic-stress sub-score lands at 34/100. The ZIP holds roughly 14,412 housing units. 34,160 residents call 97306 home, typically aged 38.

Net-net, 97306 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 97306 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 97306 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97306 can be compared directly against any other ZIP in Marion County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 97306 shows blanks, not estimates, wherever the record is sparse.

97306's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 97306 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.