ZIP 97360 Property Distress & Foreclosure Data

Composite property distress in 97360 (Linn County, Oregon) lands at 26/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (91/100)). The latent-versus-live split is 58/100 structural and 3/100 already moving. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (58/100), institutional ownership (24/100). On the quiet end sit institutional ownership (24/100) and mortgage stress (9/100).

The neutral-phase market in 97360 posted values that rose 3.2% over the year, and 1% higher over three years (phase confidence 19/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $310,100, an affordability ratio of 4.1×. DLRadar's demographic-stress index for the area reads 36/100. Median household income is $68,912, near the U.S. median near $78,000. Population is roughly 2,362 with a median age of 35. 15.6% of residents fall below the poverty threshold. Educational attainment sits at 11% bachelor's-or-above. The vacancy rate is 17.1% — elevated. Owners hold 74% of homes, renters 26%. Around 41% of renters are cost-burdened. The ZIP holds roughly 942 housing units.

On the whole, 97360 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.