ZIP 97321 Foreclosure, Tax-Lien & Distress Report

Linn County, Oregon's ZIP 97321 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (87/100)). Its heaviest discrete signals: structural risk (42/100), institutional ownership (33/100), mortgage stress (13/100). By contrast, institutional ownership (33/100) and mortgage stress (13/100) register low. The split runs 42/100 structural to 4/100 active on the ground.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.5% off the recent peak, and 9% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 30,996 people live here, median age 40. Roughly 9.6% live below the poverty line. 74% of housing is owner-occupied. At $95,687, median income runs above typical U.S. levels. The ZIP holds roughly 12,056 housing units. About 38% have a four-year degree. The vacancy rate is 3.3%. Around 48% of renters are cost-burdened. Home values center near $473,100, an affordability ratio of 4.6×. DLRadar's demographic-stress index for the area reads 33/100.

Net-net, 97321 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 97321 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 97321's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 97321 shows as blanks, never estimates, and the score updates on every fresh public filing.

97321's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 97321 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.