ZIP 97321 Property Distress & Foreclosure Data

ZIP code 97321 in Linn County, Oregon carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100)). What sets it apart are the readings on structural risk (52/100), construction/permit lag (41/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (13/100). Structural exposure scores 52 and live distress 4 on the 0–100 scale.

The peak-phase market in 97321 posted values that rose 3.3% over the year, and 9% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 30,996 with a median age of 40. 9.6% of residents fall below the poverty threshold. Owners hold 74% of homes, renters 26%. Median household income is $95,687, above the U.S. median near $78,000. There are about 12,056 housing units across 97321. Educational attainment sits at 38% bachelor's-or-above. Vacancy runs 3.3%. Rent burden reaches 48% of tenant households. Home values center near $473,100, an affordability ratio of 4.6×. DLRadar's demographic-stress index for the area reads 33/100.

Broadly, 97321 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.