ZIP 97374 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 97374 in Linn County, Oregon comes in at 23, a low composite-distress reading. Structural risk reads 48/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (88/100). The sharpest non-environmental signals are structural risk (48/100), institutional ownership (32/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (11/100).

The contraction-phase market in 97374 posted values that fell 1.7% over the year, 2.2% off the recent peak, and 2% higher over three years, at 49/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Home values center near $560,600, an affordability ratio of 5.4×. At $98,438, median income runs above typical U.S. levels. Population is roughly 5,135 with a median age of 42. The vacancy rate is 4.2%. Owners hold 83% of homes, renters 17%. There are about 2,023 housing units across 97374. Around 23% of adults hold a bachelor's degree or higher. Roughly 13.8% live below the poverty line. On demographic stress specifically, 97374 scores 36/100. Rent burden reaches 42% of tenant households.

Net-net, 97374 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 97374 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 97374 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 97374 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 97374 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For an operator, 97374 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.