ZIP 97377 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97377 (Linn County, Oregon) returns a low composite of 23/100. Its heaviest discrete signals: structural risk (48/100), institutional ownership (32/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (11/100). Structurally it carries 48/100, against 3/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (88/100)).

The contraction-phase market in 97377 posted values that fell 1.7% over the year, 2.2% off the recent peak, and 37% higher over three years (phase confidence 49/100). Falling values surface more motivated sellers and below-market exits.

The vacancy rate is 17.7% — elevated. 677 residents call 97377 home, typically aged 48. The poverty rate is 5.2% — low. About 43% have a four-year degree. Median household income is $130,223, above the U.S. median near $78,000. The ZIP holds roughly 347 housing units. Rent burden reaches 20% of tenant households. Home values center near $547,300, an affordability ratio of 4.7×. DLRadar's demographic-stress index for the area reads 28/100. The tenure split is 77% owner-occupied to 23% rented.

Taken together, 97377 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 97377 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 97377 reflects the current record instead of a stale or modeled snapshot.

97377's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 97377 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.