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ZIP 97386 Foreclosure, Tax-Lien & Distress Report

Linn County, Oregon · Cooling Market market

Composite property distress in 97386 (Linn County, Oregon) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (88/100). The latent-versus-live split is 48/100 structural and 3/100 already moving. Property-level stress concentrates in structural risk (48/100), institutional ownership (32/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (11/100) stay muted.

The market reads contraction — home values fell 1.7% year on year, 2.2% off the recent peak, and 7% higher over three years, at 49/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The vacancy rate is 2.7%. 14.9% of residents fall below the poverty threshold. At $68,116, median income runs below typical U.S. levels. On demographic stress specifically, 97386 scores 35/100. About 11% have a four-year degree. 72% of housing is owner-occupied. Home values center near $331,600, an affordability ratio of 4.4×. About 15,509 people live here, median age 45. Around 39% of renters are cost-burdened. The ZIP holds roughly 6,310 housing units.

Taken together, 97386 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 97386 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 97386's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 97386 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 figure for 97386 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 97386 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

23/100
Composite stress
48/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 97386

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk88
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 97386 by the numbers

Current distress, phase, housing and lender-pressure figures for 97386, drawn from the same report attached to each property.

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Get the full acquisition report for 97386

Every distressed parcel in 97386 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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