ZIP 97386 Property Distress & Foreclosure Data

In Linn County, Oregon, ZIP 97386 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). The latent-versus-live split is 62/100 structural and 3/100 already moving. Its standout signals are construction/permit lag (90/100), structural risk (62/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (11/100) register low.

The market reads neutral — home values rose 4.7% year on year, and 7% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 2.7%. The poverty rate is 14.9%. At $68,116, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 35/100. Around 11% of adults hold a bachelor's degree or higher. 72% of housing is owner-occupied. The typical home is worth about $331,600 (4.4× income). About 15,509 people live here, median age 45. Around 39% of renters are cost-burdened. The ZIP holds roughly 6,310 housing units.

Net-net, 97386 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.