ZIP 97478 Property Distress & Foreclosure Data

Composite property distress in 97478 (Lane County, Oregon) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). mortgage stress (16/100) stay muted. The latent-versus-live split is 69/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (77/100).

Prices here sit in a neutral phase: values rose 3.9% over the trailing year, and 6% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $79,051 — near the roughly $78,000 national figure. The ZIP holds roughly 15,386 housing units. On demographic stress specifically, 97478 scores 34/100. 39,267 residents call 97478 home, typically aged 39. Roughly 11.3% live below the poverty line. About 22% have a four-year degree. A median home runs $387,700 here, or 4.6 times local income. The tenure split is 70% owner-occupied to 30% rented. Around 37% of renters are cost-burdened. The vacancy rate is 3.9%.

Overall, 97478 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.