ZIP 97478 Foreclosure, Tax-Lien & Distress Report
Lane County, Oregon · Distress market
Composite property distress in 97478 (Lane County, Oregon) lands at 28/100 — low on DLRadar's public-record scoring. Leading the profile are structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted. Latent structural risk is 61/100 while live distress already moving reads 5/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (76/100)).
The market reads neutral — home values rose 3.6% year on year, and 6% higher over three years, at 26/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Median household income is $79,051, near the U.S. median near $78,000. The ZIP holds roughly 15,386 housing units. On demographic stress specifically, 97478 scores 34/100. About 39,267 people live here, median age 39. 11.3% of residents fall below the poverty threshold. Educational attainment sits at 22% bachelor's-or-above. A median home runs $387,700 here, or 4.6 times local income. Owners hold 70% of homes, renters 30%. Rent burden reaches 37% of tenant households. Vacancy runs 3.9%.
Net-net, 97478 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 97478 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 97478's 28/100 can be lined up against any neighbor in Lane County, Oregon or any ZIP coast to coast. Sparse data for 97478 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 28/100 figure for 97478 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 97478 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 97478’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 97478 Stress Report snapshot
A live read on 97478: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Lane County
Keep exploring Oregon distress
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Get the full acquisition report for 97478
The full 97478 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology