ZIP 97403 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 97403 in Lane County, Oregon comes in at 28, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (76/100). Structural exposure scores 61 and live distress 5 on the 0–100 scale. The most distinctive pressure shows up in structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted.

The neutral-phase market in 97403 posted values that rose 3.6% over the year, and 9% higher over three years (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $47,103 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 56/100. About 14,508 people live here, median age 22. Home values center near $592,200, an affordability ratio of 11.7× — stretched. About 60% have a four-year degree. 38% of housing is owner-occupied. Rent burden reaches 58% of tenant households. Vacancy runs 8.4%. Roughly 31.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 5,580 housing units.

Taken together, 97403 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 97403 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97403 can be compared directly against any other ZIP in Lane County, Oregon or nationwide. Sparse data for 97403 shows as blanks, never estimates, and the score updates on every fresh public filing.

97403's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 97403 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.