ZIP 97403 Property Distress & Foreclosure Data

In Lane County, Oregon, ZIP 97403 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (77/100). On the structural side it scores 69/100, with 5/100 of stress already active. Its standout signals are structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). mortgage stress (16/100) stay muted.

Prices here sit in a neutral phase: values rose 3.9% over the trailing year, and 9% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $47,103 — below the roughly $78,000 national figure. On demographic stress specifically, 97403 scores 56/100. 14,508 residents call 97403 home, typically aged 22. A median home runs $592,200 here, or 11.7 times local income. About 60% have a four-year degree. The tenure split is 38% owner-occupied to 62% rented. Around 58% of renters are cost-burdened. The vacancy rate is 8.4%. Roughly 31.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 5,580 housing units.

Taken together, 97403 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.