ZIP 97405 Property Distress & Foreclosure Data

Composite property distress in 97405 (Lane County, Oregon) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). On the quiet end sit mortgage stress (16/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (77/100)). The latent-versus-live split is 69/100 structural and 5/100 already moving.

The neutral-phase market in 97405 posted values that rose 3.9% over the year, and 5% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $537,600, an affordability ratio of 5.3×. 11.6% of residents fall below the poverty threshold. Median household income is $93,136, above the U.S. median near $78,000. Around 45% of renters are cost-burdened. Owners hold 70% of homes, renters 30%. Educational attainment sits at 57% bachelor's-or-above. The vacancy rate is 4.0%. Population is roughly 46,870 with a median age of 46. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 20,490 housing units.

On balance 97405 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.