ZIP 97431 Property Distress & Foreclosure Data

DLRadar grades ZIP 97431 (Lane County, Oregon) at a moderate 31/100 for overall property distress. Structural exposure scores 69 and live distress 5 on the 0–100 scale. Property-level stress concentrates in structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). By contrast, mortgage stress (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (77/100).

The market reads neutral — home values rose 3.9% year on year, and 2% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,115 people live here, median age 43. There are about 896 housing units across 97431. Around 32% of adults hold a bachelor's degree or higher. At $53,155, median income runs below typical U.S. levels. The typical home is worth about $354,800 (6.2× income). Vacancy runs 23.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 25.0% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 48/100. 84% of housing is owner-occupied. Rent burden reaches 82% of tenant households.

Net-net, 97431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.