ZIP 97401 Property Distress & Foreclosure Data

Lane County, Oregon's ZIP 97401 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 69/100 structural and 5/100 already moving. The most distinctive pressure shows up in structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). By contrast, mortgage stress (16/100) register low.

The market reads neutral — home values rose 3.9% year on year, and 9% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $51,244, median income runs below typical U.S. levels. The poverty rate is 26.7% — high, a tax-stress and distress correlate. Around 54% of renters are cost-burdened. The vacancy rate is 5.1%. The ZIP holds roughly 24,926 housing units. The typical home is worth about $494,100 (9.2× income, severely stretched). About 48,186 people live here, median age 30. The demographic-stress sub-score lands at 54/100. Around 47% of adults hold a bachelor's degree or higher. 30% of housing is owner-occupied.

Net-net, 97401 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.