ZIP 97401 Foreclosure, Tax-Lien & Distress Report
Lane County, Oregon · High Poverty market
On DLRadar's 0-100 public-record scale, ZIP 97401 in Lane County, Oregon comes in at 28, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (76/100). The latent-versus-live split is 61/100 structural and 5/100 already moving. Its heaviest discrete signals: structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted.
Prices here sit in a neutral phase: values rose 3.6% over the trailing year, and 9% higher over three years, at 26/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Households earn a median $51,244 — below the roughly $78,000 national figure. Roughly 26.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 54% of renters are cost-burdened. Vacancy runs 5.1%. The ZIP holds roughly 24,926 housing units. The typical home is worth about $494,100 (9.2× income, severely stretched). 48,186 residents call 97401 home, typically aged 30. On demographic stress specifically, 97401 scores 54/100. About 47% have a four-year degree. The tenure split is 30% owner-occupied to 70% rented.
On the whole, 97401 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 97401 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 97401's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 97401 reflects the current record instead of a stale or modeled snapshot.
The 28/100 for 97401 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 97401 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 97401’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 97401 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 97401, the same set carried on every parcel.
Lane County ZIPs near 97401
Explore related distress reports
Further distress data across Lane County, Oregon at ZIP, county and state level.
Unlock parcel-level detail for ZIP 97401
Every distressed parcel in 97401 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology