ZIP 97408 Property Distress & Foreclosure Data

In Lane County, Oregon, ZIP 97408 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 69/100 against active distress of 5/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (77/100)). Its standout signals are structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). On the quiet end sit mortgage stress (16/100).

The neutral-phase market in 97408 posted values that rose 3.9% over the year, and 4% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $539,600, an affordability ratio of 5.2×. Owners hold 63% of homes, renters 37%. Population is roughly 15,297 with a median age of 42. 3.9% of residents fall below the poverty threshold. Vacancy runs 3.7%. Median household income is $102,063, above the U.S. median near $78,000. Rent burden reaches 31% of tenant households. There are about 6,890 housing units across 97408. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 49% bachelor's-or-above.

On balance 97408 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.