ZIP 97413 Property Distress & Foreclosure Data

DLRadar grades ZIP 97413 (Lane County, Oregon) at a moderate 31/100 for overall property distress. Structural exposure scores 69 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (77/100). Property-level stress concentrates in structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). By contrast, mortgage stress (16/100) register low.

The market reads neutral — home values rose 3.9% year on year, and 39% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 572 housing units across 97413. The poverty rate is 14.0%. 73% of housing is owner-occupied. Rent burden reaches 20% of tenant households. About 757 people live here, median age 58. The demographic-stress sub-score lands at 36/100. Vacancy runs 36.3%, above the national norm and a classic distress-and-opportunity signal. At $63,488, median income runs below typical U.S. levels. The typical home is worth about $403,700 (6.1× income). Around 39% of adults hold a bachelor's degree or higher.

Net-net, 97413 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.