ZIP 97413 Foreclosure, Tax-Lien & Distress Report

In Lane County, Oregon, ZIP 97413 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 64/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (75/100). Its standout signals are structural risk (64/100), institutional ownership (49/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) and mortgage stress (16/100) register low.

The neutral-phase market in 97413 posted values that rose 3.6% over the year, and 39% higher over three years (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 572 housing units. 14.0% of residents fall below the poverty threshold. Owners hold 73% of homes, renters 27%. Around 20% of renters are cost-burdened. 757 residents call 97413 home, typically aged 58. On demographic stress specifically, 97413 scores 36/100. Vacancy runs 36.3%, above the national norm and a classic distress-and-opportunity signal. At $63,488, median income runs below typical U.S. levels. A median home runs $403,700 here, or 6.1 times local income. Educational attainment sits at 39% bachelor's-or-above.

Net-net, 97413 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 97413 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 97413's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 97413, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 97413's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 97413 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.