ZIP 97709 Foreclosure, Tax-Lien & Distress Report

ZIP 97709's composite property-distress score is 26/100 - DLRadar classes that as low for Deschutes County, Oregon. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (86/100). Property-level stress concentrates in structural risk (55/100), institutional ownership (47/100), construction/permit lag (43/100). The latent-versus-live split is 55/100 structural and 0/100 already moving.

The neutral-phase market in 97709 posted values that rose 0.5% over the year, at 7/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

On balance 97709 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 97709 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 97709 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 97709, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 97709 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 97709 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.