ZIP 97737 Foreclosure, Tax-Lien & Distress Report

In Klamath County, Oregon, ZIP 97737 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), FEMA disaster exposure (72/100). On the structural side it scores 53/100, with 4/100 of stress already active. Its standout signals are construction/permit lag (62/100), structural risk (53/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 76% owner-occupied to 24% rented. Vacancy runs 11.2%. The typical home is worth about $315,400 (3.1× income, relatively affordable). The poverty rate is 10.1%. Around 22% of adults hold a bachelor's degree or higher. Median household income is $86,083, near the U.S. median near $78,000. 525 residents call 97737 home, typically aged 47. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 399 housing units.

On balance 97737 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 97737 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 97737 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97737 can be compared directly against any other ZIP in Klamath County, Oregon or nationwide. Where the public record is thin for 97737, the field stays empty rather than modeled, and fills in as new documents post.

Behind 97737's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 97737 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.