ZIP 97623 Foreclosure, Tax-Lien & Distress Report

ZIP 97623's composite property-distress score is 25/100 - DLRadar classes that as low for Klamath County, Oregon. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (53/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (14/100) register low. On the structural side it scores 53/100, with 4/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (76/100), FEMA disaster exposure (71/100).

The market reads peak — home values rose 1.2% year on year, and 20% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $76,522 — near the roughly $78,000 national figure. Owners hold 80% of homes, renters 20%. There are about 1,412 housing units across 97623. Rent burden reaches 48% of tenant households. On demographic stress specifically, 97623 scores 32/100. The typical home is worth about $292,300 (3.7× income, relatively affordable). 14.6% of residents fall below the poverty threshold. Vacancy runs 11.1%. Educational attainment sits at 25% bachelor's-or-above. 2,954 residents call 97623 home, typically aged 48.

Net-net, 97623 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 97623 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 97623 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97623 can be compared directly against any other ZIP in Klamath County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 97623 shows blanks, not estimates, wherever the record is sparse.

97623's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 97623 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.