ZIP 97633 Foreclosure, Tax-Lien & Distress Report

ZIP code 97633 in Klamath County, Oregon carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (76/100), FEMA disaster exposure (72/100). The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (53/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (14/100). On the structural side it scores 53/100, with 4/100 of stress already active.

The market reads peak — home values rose 1.2% year on year (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

1,456 residents call 97633 home, typically aged 27. Rent burden reaches 22% of tenant households. A median home runs $205,900 here, or 3.5 times local income. 61% of housing is owner-occupied. The ZIP holds roughly 494 housing units. The demographic-stress sub-score lands at 30/100. About 13% have a four-year degree. Median household income is $61,094, below the U.S. median near $78,000. The vacancy rate is 5.0%. 10.6% of residents fall below the poverty threshold.

Net-net, 97633 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 97633 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 97633's 25/100 can be lined up against any neighbor in Klamath County, Oregon or any ZIP coast to coast. Where the public record is thin for 97633, the field stays empty rather than modeled, and fills in as new documents post.

97633's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 97633 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.